Eyecare Insurance Plan
An eyecare insurance plan is not like regular healthcare insurance. It is a wellness benefit that either provides a discounted rate for vision services such as eye examinations, contact lenses and eyeglasses or it helps offset the costs of these services. You can get vision insurance in one of two different types:
1) Vision Benefits Package
2) Vision Discount Plan
A vision benefits package is much like insurance coverage in that it covers vision services. Sometimes you may be required to pay a co-payment at the time of the service or purchase of your contact lenses or eyeglasses. Your benefits package pays the balance.
A vision discount plan is different from a vision benefits package in that you pay for the full services, but it is at a lower, discounted rate that has been agreed upon by the network provider. Through a discount plan, you are given a list of network providers who have agreed to charge the discounted prices per the plan. Often, there are also specific eyecare services that are included in the plan so review prospective plans to make sure that the one you choose meets your needs.



